This cherry and chocolate banana loaf is a simple homemade bake that's naturally sweetened by ripe bananas and cherries, with just a modest amount of added sugar and oil. The combination of cocoa, chocolate chips and juicy cherries makes it feel like a treat, while the oats add texture and help make it satisfying enough for breakfast as well as afternoon tea. It's a versatile recipe that's just as suitable for summer garden parties and picnics as it is for a weekend bake. If you need a dairy-free version, simply use dairy-free chocolate chips and plant-based milk. For a gluten-free loaf, replace the flour with a suitable gluten-free flour blend and use certified gluten-free oats. Serve the cake as it is, decorate it with fresh cherries, or drizzle over melted chocolate for a more indulgent finish.