For inner filling:
Boil water and add jaggery. Keep stirring until all the jaggery is melted.
Add the grated coconut and cardamom powder and boil until all the water is evaporated .Take care not to burn the mixture. Allow this mixture to cool.
For outer cover:
In a pan, boil the water, ghee and salt together. Gradually add the rice flour stirring quickly on low flame.
Switch off the flame and cover with lid for 5 minutes.
Knead the dough when hot. If the dough seems hard or dry add 1 tsp warm water and knead again.
Make small balls from the dough and flatten them.
Put some inner filling in the centre of the flattened ball and gather the edges onto the top of the filling and remove any excess flour.
Repeat the process for all the flattened balls.
Steam these balls in a steamer.